Invest in Top Lithium Companies for Sustainable Growth in 2026

Lithium companies to invest in represent a cornerstone of the global transition towards sustainable energy and electric mobility. As the demand for lithium-ion batteries continues to surge, driven by electric vehicles and renewable energy storage solutions, identifying the right lithium companies to invest in is crucial for portfolio growth. Italy, and specifically the diverse region of Sicily, is increasingly looking towards renewable energy and the technologies that support it, making the global lithium market highly relevant. This article offers a comprehensive guide to evaluating and selecting promising lithium companies to invest in for 2026 and beyond. We will explore the key metrics for assessing company performance, market potential, and sustainability efforts. Discover how to navigate the complexities of this sector, understand the risks and rewards, and make informed investment decisions that align with the future of energy. Our analysis will focus on companies poised for significant growth, ethical operations, and long-term value creation, considering their role in supplying essential materials for a greener planet.

The ‘white gold’ of the 21st century, lithium, is indispensable for powering the modern world. From electric cars to portable electronics and grid-scale battery storage, lithium’s role is paramount. Consequently, the performance of lithium companies to invest in is closely watched by investors worldwide. This guide, focusing on opportunities available in 2026, will illuminate the path to identifying companies with strong fundamentals, innovative technologies, and strategic market positioning. We aim to provide actionable insights for investors seeking to tap into the immense growth potential of this critical sector. Whether you are a seasoned investor or new to commodity markets, understanding the key players and trends in the lithium industry is essential for building a resilient and forward-looking portfolio. The global nature of this market means that even locally focused regions like Sicily can benefit from understanding these international investment opportunities.

The Critical Role of Lithium in Modern Industries

Lithium is the lightest metal and a fundamental component in the rechargeable batteries that power much of our modern technology. Its high electrochemical potential and low density make it the ideal element for high-energy-density batteries, particularly lithium-ion batteries, which are indispensable for the global transition to electric vehicles (EVs) and renewable energy storage. The soaring demand for these technologies has placed lithium at the forefront of critical mineral supply chains, making lithium companies to invest in highly sought after.

The electric vehicle revolution is the primary engine driving lithium demand. Each EV battery requires a significant amount of lithium, and as global sales of electric cars continue to break records, the need for a stable and expanding lithium supply is paramount. Beyond transportation, lithium plays a crucial role in grid-scale energy storage systems that stabilize power grids reliant on intermittent renewable sources like solar and wind. This application is vital for decarbonization efforts worldwide. Furthermore, lithium is essential for portable electronics – smartphones, laptops, tablets, and power tools all rely on lithium-ion batteries. Its use extends to specialized applications, including high-temperature lubricants, certain types of glass and ceramics, and even pharmaceuticals. Given its indispensable nature across these rapidly growing sectors, understanding the landscape of lithium companies to invest in provides a strategic pathway to participate in the global energy transition and technological advancement. The year 2026 is projected to see continued robust demand growth across all these segments.

Lithium-Ion Batteries: The Primary Demand Driver

The exponential growth of the electric vehicle (EV) market is the single most significant factor fueling the demand for lithium. As governments worldwide implement policies to reduce carbon emissions and phase out internal combustion engine vehicles, automakers are rapidly scaling up their EV production. This translates directly into a massive increase in the demand for lithium-ion batteries, the heart of every EV. Battery manufacturers are racing to expand production capacity, requiring a commensurate increase in the supply of battery-grade lithium chemicals, such as lithium carbonate and lithium hydroxide. Consequently, companies involved in the extraction and processing of lithium are central to enabling this global shift. Investors seeking exposure to the burgeoning green economy are increasingly focused on lithium companies to invest in that are well-positioned to supply this critical raw material. The efficiency and cost-effectiveness of lithium production are key differentiators for companies in this competitive landscape.

Beyond Batteries: Diverse Lithium Applications

While electric vehicles and energy storage dominate the narrative, lithium’s utility extends to several other vital industries, contributing to its consistent demand and influencing the investment profile of lithium companies to invest in. In the realm of high-temperature applications, lithium compounds are used as additives in greases and lubricants, enhancing their performance in extreme conditions found in automotive, aerospace, and industrial machinery. The ceramics and glass industries utilize lithium carbonate to lower melting points and improve the strength and thermal shock resistance of products like cookware, specialty glass for electronic displays, and industrial ceramics. Lithium metal is also used in alloys with aluminum to create lightweight yet strong materials essential for the aerospace industry, particularly in aircraft construction. Furthermore, lithium compounds have applications in pharmaceuticals, air treatment systems (lithium chloride absorbs moisture), and even in the production of certain types of batteries beyond the standard lithium-ion chemistry. This diverse application base provides a level of market stability and ensures continued demand, even as battery technology evolves.

The Importance of Lithium Processing

Extracting lithium from its raw ore or brine is only the first step; transforming it into high-purity chemicals suitable for battery manufacturing is a complex and crucial process. The quality and consistency of these processed chemicals, such as lithium carbonate and lithium hydroxide, directly impact battery performance, safety, and longevity. Therefore, companies that possess strong downstream processing capabilities are often highly valued. Processing involves refining the extracted lithium to achieve stringent purity standards (often exceeding 99.5% for battery grade) and converting it into the required chemical form. This can involve techniques like chemical precipitation, electrolysis, and crystallization. Investors looking at lithium companies to invest in should pay close attention to their processing infrastructure and expertise, as this segment of the value chain is critical for meeting the demands of major battery manufacturers and automotive OEMs.

Types of Lithium Companies for Investment

The lithium sector offers a diverse range of investment opportunities, catering to different risk appetites and strategic goals. Understanding the different types of lithium companies to invest in is fundamental to building a well-rounded portfolio that reflects the full spectrum of the lithium value chain.

Exploration and Development Companies

These companies are typically at the earliest stages of the lithium lifecycle. Their primary focus is on discovering new lithium deposits through geological surveys and drilling, and then advancing these discoveries through feasibility studies and permitting processes. Investing in exploration companies is highly speculative, offering the potential for substantial returns if a significant, economically viable deposit is found and developed. However, the risks are also considerable, as many exploration efforts do not lead to commercial production. Lithium companies to invest in within this category often trade on junior stock exchanges and are characterized by high volatility, with stock prices often reacting strongly to exploration news.

Producers with Mining Operations

These are established companies that are actively extracting lithium from mines or brine operations and selling it to the market. They have proven operational capabilities, existing infrastructure, and revenue streams. Producers benefit from economies of scale and established relationships with customers, particularly battery manufacturers and chemical processors. Their stock performance is generally more stable than that of exploration companies and is more closely tied to current lithium prices, production volumes, and operational efficiency. Companies focused on hard-rock mining (like spodumene) and those extracting from brine deposits represent different operational models within this category of lithium companies to invest in.

Integrated Lithium Producers and Chemical Converters

This category includes companies that control multiple stages of the lithium value chain, from mining raw materials to processing them into battery-grade lithium carbonate or lithium hydroxide. Some may even extend further downstream into battery material production or cell manufacturing. Integration offers potential advantages such as capturing more value, securing supply for downstream operations, and mitigating risks associated with fluctuating raw material prices. However, integration also requires significant capital investment and diverse expertise. Companies like Ganfeng Lithium and Tianqi Lithium are examples of highly integrated players. Investors looking for companies with a comprehensive approach to the market might find these lithium companies to invest in particularly attractive.

Technology and Service Providers

Beyond direct mining and processing, a segment of the market includes companies providing essential technologies, equipment, or services to the lithium industry. This could include companies specializing in advanced extraction techniques (like Direct Lithium Extraction – DLE), battery recycling technologies, or specialized components for processing plants. While not directly mining lithium, these companies play a crucial role in the industry’s efficiency, sustainability, and expansion. Investing in these providers offers indirect exposure to the lithium boom, potentially with different risk profiles compared to traditional mining companies. Their success is tied to the overall growth and innovation within the lithium sector, impacting the broader ecosystem of lithium companies to invest in.

Lithium-Ion Battery Manufacturers

While technically distinct from lithium *mining* companies, investing in major lithium-ion battery manufacturers offers significant exposure to the lithium demand growth story. Companies like LG Energy Solution, CATL, and Panasonic are major consumers of lithium chemicals. Their success is directly linked to the adoption of EVs and energy storage solutions. Investing in these companies means betting on the continued expansion of battery manufacturing capacity and technological advancements in battery performance. These are often large, established corporations, providing a different kind of investment profile among the broader range of lithium companies to invest in or associated with.

Key Factors for Investing in Lithium Companies

Choosing the right lithium companies to invest in requires a rigorous assessment of several critical factors. The lithium market is dynamic, influenced by volatile commodity prices, technological advancements, and evolving global demand. A comprehensive due diligence process is essential to identify companies with strong fundamentals and long-term growth potential.

Resource Quality and Quantity

The foundation of any lithium mining company lies in its resource base. Investors must evaluate the size, grade, and type of lithium deposits. High-grade resources are more economically viable to extract. The type of deposit—hard-rock (spodumene) versus brine—influences extraction methods, costs, and environmental impact. Companies with large, high-quality, and accessible resources are better positioned for sustained production and profitability. For 2026, companies with confirmed expansion capabilities or new discoveries will be particularly attractive among lithium companies to invest in.

Stage of Development and Production Capacity

Lithium companies operate at various stages, from early exploration to full-scale production. Exploration companies carry higher risk but offer greater upside potential. Development-stage companies are progressing towards production, facing execution risks. Producers have established operations and revenue streams. Assess a company’s current production capacity, its plans for expansion, and the timeline for bringing new projects online. A clear and achievable roadmap for increasing output is crucial for companies aiming to meet escalating demand. This is a key differentiator for the best lithium companies to invest in.

Extraction and Processing Technology

The efficiency and sustainability of extraction and processing methods are critical. Companies utilizing advanced technologies, such as Direct Lithium Extraction (DLE) or highly efficient hard-rock processing, may have a competitive cost advantage and a smaller environmental footprint. The ability to produce high-purity lithium carbonate and lithium hydroxide consistently is vital for supplying the battery market. Evaluating a company’s technological edge can provide insights into its long-term viability and market position among lithium companies to invest in.

Management Team and Technical Expertise

A company’s success hinges significantly on its leadership. Look for experienced management teams with a proven track record in mining, project development, and financial management, particularly within the lithium sector. Technical expertise in geology, chemical engineering, and metallurgy is essential for efficient resource extraction and processing. Strong governance, transparency, and effective stakeholder relations are also indicators of a well-managed company. The quality of the team is often a leading indicator for the future prospects of lithium companies to invest in.

Financial Health and Funding Access

Lithium mining is capital-intensive. Investors must scrutinize a company’s financial health, including its cash reserves, debt levels, and cash burn rate. Development projects require substantial funding, so assess the company’s ability to secure necessary capital through equity, debt, or strategic partnerships. A strong balance sheet and reliable access to funding are critical for executing growth plans and weathering market fluctuations. Companies with sound financial management are more likely to succeed among lithium companies to invest in.

Market Position and Offtake Agreements

A company’s market position, including its relationships with major customers like battery manufacturers and automakers, is a key indicator of stability. Securing long-term offtake agreements provides revenue certainty and validates the quality of a company’s product. Assess the competitive landscape and a company’s unique selling propositions. Companies with strong market access and committed customer relationships are generally less volatile investments. This strategic positioning is vital for lithium companies to invest in for predictable returns.

Environmental, Social, and Governance (ESG) Factors

Increasingly, investors prioritize companies with strong ESG performance. For lithium companies, this involves responsible water management (especially for brine operations), minimizing environmental impact, ensuring ethical labor practices, and engaging positively with local communities. Companies committed to sustainability and transparency are better positioned for long-term success and may attract a broader investor base. ESG compliance is becoming a critical factor for evaluating lithium companies to invest in for sustainable growth.

Top Lithium Companies to Invest In for 2026

The global demand for lithium continues to accelerate, fueled by the electric vehicle revolution and the expansion of renewable energy storage. Identifying the most promising lithium companies to invest in requires careful analysis of their resource base, stage of development, technological capabilities, and market positioning. As we look towards 2026, several companies stand out for their potential to deliver significant value and contribute to the critical supply chain for this essential metal.

1. Albemarle Corporation (ALB)

Albemarle is one of the world’s largest lithium producers, with significant operations in the Atacama Desert (Chile), Silver Peak (USA), and Kemerton (Australia). The company produces both lithium carbonate and lithium hydroxide, serving major battery manufacturers globally. Its diverse portfolio, established infrastructure, and strategic expansions make it a core holding for investors seeking exposure to the lithium market. Albemarle’s scale and market leadership position it as a benchmark among lithium companies to invest in.

2. Sociedad Química y Minera de Chile (SQM)

SQM is another major global lithium producer, primarily extracting lithium from the Salar de Atacama in Chile. The company is known for its efficient brine extraction process and its production of high-quality lithium carbonate and potassium nitrate. SQM’s long-term contracts and significant resource base make it a key player in the global lithium supply. Its strategic importance in supplying battery-grade lithium ensures its relevance among the top lithium companies to invest in.

3. Ganfeng Lithium Co., Ltd.

Ganfeng Lithium is a leading Chinese company with a vertically integrated business model, spanning lithium resource extraction, processing, battery manufacturing, and battery recycling. It holds significant lithium resources globally, including projects in Australia, Argentina, and China. Its integrated approach allows for greater control over the value chain and cost efficiencies. For investors seeking comprehensive exposure to the lithium ecosystem, Ganfeng is one of the major lithium companies to invest in.

4. Livent Corporation (LTHM)

Livent is a US-based producer of lithium products, with primary operations in Argentina (brine) and a lithium compound production facility in the US. The company focuses on producing high-purity lithium carbonate and lithium hydroxide, serving the battery and specialty chemicals markets. Livent emphasizes sustainable practices and technological innovation in its extraction processes. Its strategic focus on high-purity products makes it an interesting choice among lithium companies to invest in.

5. Lithium Americas Corp. (LAC)

Lithium Americas is advancing two major projects: the Thacker Pass lithium project in Nevada, USA, one of the largest known lithium deposits in North America, and the Caucharí-Olaroz lithium brine project in Argentina. While its primary assets are in North and South America, the company is a significant player in the global lithium supply chain. Its development projects are crucial for increasing lithium supply in key markets. This company represents a strong development-stage play among lithium companies to invest in for significant future growth.

6. Pilbara Minerals Limited (PLS.AX)

Pilbara Minerals is an Australian-based company focused on the production of spodumene concentrate from its Pilgangoora project, one of the world’s largest hard-rock lithium deposits. The company has established itself as a significant supplier of raw material to the battery chemical industry. Its success highlights the importance of hard-rock lithium sources outside of South America. Pilbara Minerals is a key producer to watch among lithium companies to invest in for direct exposure to spodumene supply.

These companies represent a mix of established producers and significant development-stage players, each offering different risk-reward profiles. Investors should conduct thorough research into each company’s specific financial health, project timelines, and strategic plans before making investment decisions regarding lithium companies to invest in for 2026.

Risks and Challenges in Investing in Lithium Companies

Investing in lithium companies to invest in, while potentially lucrative due to the metal’s critical role in the green energy transition, is not without its risks. Understanding these challenges is crucial for making informed investment decisions and managing portfolio volatility. The lithium market is complex and subject to numerous external pressures that can impact company performance and stock prices.

Commodity Price Volatility

Lithium prices are subject to significant fluctuations driven by shifts in supply and demand, macroeconomic conditions, and geopolitical events. Periods of high demand coupled with supply constraints can lead to sharp price increases, boosting company revenues. Conversely, an oversupply or a slowdown in EV adoption could lead to price drops, squeezing profit margins, especially for higher-cost producers. This price volatility is a primary risk factor for all lithium companies to invest in.

Geological and Exploration Risks

For companies involved in exploration and development, the risk of discovery failure is inherent. Finding economically viable lithium deposits is uncertain, and exploration activities are costly and speculative. Even when deposits are identified, their actual size, grade, and extractability can differ from initial estimates, leading to potential project delays or cancellations. This risk is particularly relevant for junior exploration companies, making their stock prices highly volatile.

Operational and Execution Risks

Bringing lithium projects from discovery to full production involves significant operational and technical challenges. Construction delays, cost overruns, unforeseen geological conditions, and technical issues with extraction or processing equipment can hinder progress. Companies operating in remote locations or utilizing novel extraction technologies may face heightened operational risks. Successfully managing these complexities is critical for producers and developers among lithium companies to invest in.

Environmental and Social Governance (ESG) Risks

The lithium industry faces scrutiny regarding its environmental and social impact. Brine extraction operations, common in South America, can be water-intensive, raising concerns in arid regions. Mining activities can impact local ecosystems and communities. Companies must navigate stringent environmental regulations, obtain permits, and maintain social license to operate. Negative environmental incidents, community opposition, or failure to meet ESG standards can lead to significant reputational damage, regulatory action, and project disruptions, posing a substantial risk for lithium companies to invest in.

Political and Regulatory Risks

Governments play a significant role in the mining sector through regulations, taxation, and permitting policies. Changes in national policies, resource nationalism, or international trade disputes can impact mining operations and profitability. For instance, changes in export policies, royalty rates, or environmental laws can affect project economics. Companies operating in different jurisdictions must navigate varying political landscapes, adding another layer of risk. Investors should consider the political stability and regulatory environment of the regions where the lithium companies to invest in operate.

Financing and Capital Requirements

Lithium mining and processing are capital-intensive industries. Developing new mines and expanding existing operations require substantial investment. Companies may face challenges in securing adequate financing, especially during periods of market downturn or if they carry high debt levels. Equity financings can dilute existing shareholders, while debt financing increases financial leverage. The ability to access capital reliably is crucial for growth and sustainability, making financing risks a key consideration for lithium companies to invest in.

Technological Obsolescence and Competition

The battery technology landscape is rapidly evolving. While lithium-ion batteries currently dominate, advancements in alternative battery chemistries or energy storage solutions could potentially reduce demand for lithium in the long term. Intense competition among lithium producers and the emergence of new players can also put pressure on market share and pricing. Companies must continuously innovate and adapt to remain competitive.

The Future Outlook for Lithium Companies

The outlook for lithium companies to invest in remains exceptionally strong, driven by the undeniable global megatrend of electrification. As the world accelerates its transition away from fossil fuels towards cleaner energy sources and electric transportation, the demand for lithium is projected to continue its upward trajectory for the foreseeable future. Several key factors will shape the future landscape for lithium producers and developers.

Sustained Demand Growth from EVs and Energy Storage

The electric vehicle market is expected to see continued robust growth through 2026 and beyond. As battery costs decline and charging infrastructure expands, consumer adoption rates are likely to accelerate globally. Simultaneously, the need for grid-scale energy storage solutions to support renewable energy integration is growing rapidly. These two primary drivers—EVs and energy storage—will ensure a sustained high level of demand for lithium chemicals, underpinning the long-term prospects for lithium companies to invest in.

Supply Chain Expansion and Diversification

Meeting the surging demand will require significant expansion of global lithium production capacity. This involves developing new mines, expanding existing operations, and improving processing efficiencies. A key trend is the diversification of the supply chain beyond traditional regions. Efforts are underway to develop lithium resources in North America and Europe, aiming to create more resilient and secure supply chains for key automotive and technology hubs. This geographic diversification may lead to new investment opportunities but also introduces complexities related to project development timelines, costs, and regulatory environments. The interplay between established producers and new entrants will define market dynamics.

Technological Advancements in Extraction and Processing

Innovation in lithium extraction and processing technologies is poised to play a critical role. Direct Lithium Extraction (DLE) technologies, which aim to recover lithium more efficiently and with a lower environmental footprint from brine resources, are attracting significant attention and investment. Similarly, advancements in hard-rock processing can improve yields and reduce costs. The development of more sustainable and cost-effective methods will be crucial for meeting future demand and addressing environmental concerns, potentially reshaping the competitive landscape for lithium companies to invest in.

Evolution of Battery Chemistries

While lithium-ion batteries currently dominate, research into next-generation battery technologies is ongoing. Solid-state batteries, for example, promise higher energy density and improved safety but may utilize different materials or require lithium in new forms. However, most analysts predict that lithium-ion batteries will remain the dominant technology for EVs and energy storage for at least the next decade. Companies that can adapt to evolving battery chemistries or contribute to these innovations may gain a competitive edge. The ability to produce versatile, high-quality lithium chemicals will remain a key strength for lithium companies to invest in.

Focus on ESG and Sustainable Practices

Environmental, Social, and Governance (ESG) factors are increasingly influencing investment decisions. Companies that demonstrate strong ESG performance, including responsible water management, minimizing environmental impact, ethical labor practices, and positive community engagement, are likely to attract greater investment and enjoy greater long-term stability. Sustainable lithium production is becoming a key differentiator, especially as downstream customers, such as automakers, face their own sustainability targets. Companies prioritizing responsible practices will be better positioned for future growth and market acceptance among the leading lithium companies to invest in.

Choosing Your Investment Strategy

Selecting the right lithium companies to invest in requires a strategy tailored to your investment objectives, risk tolerance, and market outlook. The lithium sector offers diverse opportunities, from high-growth potential exploration plays to more stable, established producers. A well-defined strategy ensures you navigate this dynamic market effectively.

Define Your Investment Goals and Risk Tolerance

First, clarify your investment aims. Are you seeking aggressive growth from early-stage companies with high discovery potential, or do you prefer the relative stability and dividend potential of established producers? Your tolerance for risk will guide your choices. High-risk, high-reward investments typically involve exploration and development companies, while lower-risk investments often focus on companies with existing production and strong balance sheets. This fundamental step helps filter the vast array of lithium companies to invest in.

Diversify Your Lithium Investments

Avoid concentrating your portfolio in a single company or type of lithium operation. Diversification across different companies, geographic regions, and stages of the lithium value chain (from mining to processing) can help mitigate risks. Consider investing in a mix of established producers, promising development-stage companies, and potentially technology providers within the sector. This balanced approach can help smooth out returns and reduce exposure to company-specific challenges.

Analyze Company Fundamentals Thoroughly

When evaluating specific lithium companies to invest in, conduct thorough fundamental analysis. Examine their resource quality and quantity, stage of development, production costs, management team’s experience, financial health (cash reserves, debt levels), and access to capital. Look for companies with clear expansion plans, strong offtake agreements, and robust ESG practices. Understand their technological advantages and competitive positioning.

Stay Informed About Market Trends

The lithium market is influenced by various factors, including EV sales projections, battery technology advancements, commodity prices, and geopolitical developments. Stay updated on industry news, research reports, and analyst commentary. Monitor lithium price trends and understand the supply/demand balance. This ongoing awareness is crucial for making timely investment decisions and adjusting your strategy as market conditions evolve.

Consider ESG Performance

In today’s investment climate, ESG factors are increasingly important. Prioritize companies that demonstrate a commitment to sustainable practices, responsible resource management, and ethical operations. Strong ESG performance can indicate better long-term management and reduce regulatory or reputational risks. Many investors now actively seek out companies with strong ESG credentials among the various lithium companies to invest in.

Long-Term Perspective

The transition to electric mobility and renewable energy is a long-term trend. While short-term market fluctuations are inevitable, investing in the lithium sector often requires a patient, long-term perspective. Focus on companies with solid fundamentals and strategic positioning that are likely to benefit from sustained demand growth over several years. Patience and discipline are key virtues when investing in commodity-driven sectors like lithium.

Frequently Asked Questions About Investing in Lithium Companies

Conclusion: Investing in the Lithium Future

The global transition towards electrification presents a transformative opportunity, and investing in lithium companies to invest in is a strategic way to participate in this movement. Driven by the insatiable demand for electric vehicles and grid-scale energy storage, lithium’s importance as a critical mineral is undeniable. As we look towards 2026 and beyond, the outlook for the lithium sector remains exceptionally bright, underpinned by sustained demand growth and ongoing technological innovation. Companies that can efficiently extract and process high-quality lithium, manage their operations responsibly, and navigate the evolving market landscape are well-positioned for success. We’ve highlighted key players like Albemarle, SQM, Ganfeng Lithium, and emerging developers like Lithium Americas, each offering distinct investment profiles. While the path forward involves navigating risks such as price volatility, operational challenges, and evolving ESG expectations, the long-term fundamentals are compelling. A diversified approach, thorough due diligence focusing on company fundamentals and ESG performance, and a long-term investment horizon are crucial for maximizing potential returns. By carefully selecting the right lithium companies to invest in, individuals can align their portfolios with the future of energy and technology, contributing to a more sustainable world.

Key Takeaways:

• Strong demand for lithium from EVs and energy storage ensures a positive long-term outlook for lithium companies to invest in.
• Diversification of supply chains and technological innovation in extraction are key trends shaping the market.
• Thorough analysis of company fundamentals, ESG performance, and market dynamics is essential for successful investing.
• A long-term investment perspective is recommended to navigate sector volatility.

Ready to invest in the future of sustainable energy? Explore leading lithium companies to invest in for 2026. Conduct your research and consider consulting a financial advisor to align your investments with your goals.